Refinancing your home

NEW MORTGAGES

REFINANCING

HOME EQUITY

203-912-6767

One of the most common reasons to refinance your existing mortgage is to take advantage of the lowest available interest rates and thereby save on monthly mortgage costs.

Refinance your home

But there are other reasons, many of which are just as good a reason to refinance. Listed below are some of the other ways refinancing can also benefit you. Click on them to learn more and how refinancing can benefit you personall. If you would like to speak to a mortgage professioanl , please call us Toll Free for more information about refinancing at 1-203-912-6767.

If you would like to apply for a refinance, simply complete our quick & easy application below and we will contact you should we require any additional information.

Borrower Information

First Name

Last Name

Present Street Address
City	State	Zip

Own
Rent
Living Rent Free

Years at Present Address

Home Phone		Work Phone		Cell Phone
Email

Estimated Credit Rating
Excellent - No history of late payments Good - No late payments w/in 2 years Fair - Few recent late payments, No chargeoffs or bankruptcy w/in 5 yrs Poor - Many recent late payments including chargeoffs

Is there a co-borrower?

Yes

Co-Borrower Information (If none, skip this section)

First Name

Last Name

Present Street Address
City	State	Zip

Own
Rent
Living Rent Free

Years at Present Address

Home Phone		Work Phone		Cell Phone
Email

Estimated Credit Rating
Excellent - No history of late payments Good - No late payments w/in 2 years Fair - Few recent late payments, No chargeoffs or bankruptcy w/in 5 yrs Poor - Many recent late payments including chargeoffs

Property Information

Estimated Value of your Home

Loan Amount

Property Street Address
City	State	Zip

Refinance my mortgage for:

Cash Out Refi

No Cash Out Refi

Debt Consolidation

Home Improvement

Property Use

Primary Residence
Secondary Residence
Investment Property

Property Type

Monthly Real Estate Taxes

Monthly Association Dues / Monthly Maintenance

Borrower

Employment Information

Self-employed or Independent Contractor (1099)?		Yes No
Monthly gross income ($)

Liquid Assets

Checking

Savings

Stocks & Bonds

Previous Address (within the last 2 years)

Street Address
City	State	Zip

Borrower Marital Status

Married
Unmarried
Separated

Borrower Social Security Number

I agree to let Mountain Valley Mortgage
obtain my credit report
Yes No

Co-Borrower Marital Status

Married
Unmarried
Separated

Co-Borrower Social Security Number

I agree to let Mountain Valley Mortgage
obtain my credit report
Yes No

PLEASE LIST ALL DEBTS (Borrower & co-Borrower)

(student loans, car loans/leases, personal loans, credit cards, lines of credit, mortgages, home equity loans, etc. - We will obtain most of this information from your credit report so you only need to supply information that you feel may not be reported)

Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower
Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower
Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower
Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower
Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower
Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower
Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower
Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower
Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower
Name of Creditor	Balance	Monthly Payment	Debt of Borrower Co-Borrower

Declarations/Government Monitoring Information

Bankruptcy (past 7 years)		Yes No
Foreclosure (past 7 years)		Yes No
Federal Delinquency/Lien		Yes No

I/we certify that the information provided in this application is true and correct to the best of our knowledge as of the date set forth opposite my/our signature(s) on this application and acknowledge my/our understanding that my misrepresentation(s) of information, intentional or otherwise, contained in this application may affect my eligibility for any quoted program, rate, lenders, and voids any warranties and guarantees offered by Mountain Valley Mortgage.

Borrower Acknowledgement

Co-Borrower Acknowledgement

Credit Card Information

You will be charged $35.00 for a complete credit check, a copy of which will be forwarded to you upon request. This fee will be credited toward the costs of the transaction when you close on your mortgage with us. See Why do we charge? for more information.

I am exempt from these charges.
My Qualifying Code is:

Name on Credit Card:

Type of Credit Card:

Credit Card Number:

Card Verification Number:

Expiration Date:

Amount of Payment:

$35.00

Billing address (where you receive your credit card bills), if different from above

Street:

City:

State:

Zip Code:

This document will not be "signed" in the sense of a traditional paper document. To verify the contents of this form, the signatory must enter any combination of alpha/numeric characters that has been specifically adopted to serve the function of the signature, preceded and followed by the forward slash (/) symbol. Acceptable "signatures" could include: /john doe/; /jd/; and /123-4567/. For example: if your name is John Miller, you could type /John Miller/ below.

Signature: Date: 07/31/2010